Acting Attorney General John J. Hoffman and the Office of the Insurance Fraud Prosecutor (OIFP) announced today that the a Hudson County couple, along with their adult son and the manager of a car dealership, have been charged with conspiracy, insurance fraud, and other offenses for allegedly falsifying a car loan application to buy a $139,000 Bentley, then torching the vehicle and reporting it stolen to an insurance company.
Chester Jarzabek, 63, his wife Anna Jarzabek, 61, and their son John Jarzabek, 26, are accused in the alleged scheme involving the used Bentley they had recently purchased from D.I.B Leasing in Teterboro. John Jarzabek worked as a salesman at the now-defunct dealership. The general manager of the dealership, Hector Marquez, 43, of Monroe was also indicted as a co-conspirator in the alleged scheme.
According to the indictment, the Chester and Anna Jarzabek purchased the car and conspired with their son and Marquez to burn it for insurance money.
The four are also charged with falsifying a car loan application and providing bogus documents to inflate their income to obtain financing for the luxury vehicle. A bookkeeper for D.I.B. Leasing, Michael Ricciardi, 53, of Wayne, was also charged with conspiracy in connection with the alleged fraudulent loan application.
In addition to the second-degree conspiracy and insurance fraud charges, all three Jarzabeks and Marquez were indicted on two counts of second-degree theft by deception. The four, along with Ricciardi also were indicted on two charges of third-degree theft by deception.
People who are concerned about insurance cheating and have information about a fraud can report it anonymously by calling the toll-free hotline at 1-877-55-FRAUD, or visiting the Web site at www.NJInsurancefraud.org. State regulations permit a reward to be paid to an eligible person who provides information that leads to an arrest, prosecution and conviction for insurance fraud.