By: Richard L. Smith
Law enforcement officials in Essex County are sounding the alarm over a growing scam that targets families of individuals recently arrested.
Scammers posing as police officers, attorneys, or court staff are contacting loved ones and demanding bail payments via mobile apps like Apple Pay or Zelle, often with urgent threats if funds aren’t sent promptly.
Victims have reported sending thousands of dollars before realizing the request was fake.
I've found that this scam isn’t isolated to New Jersey.
Law enforcement agencies across the U.S. have issued similar warnings. In Bexar County, Texas, authorities recently reported scammers impersonating deputies and requesting up to $2,000 via Cash App, Apple Pay, or Zelle to “secure” an inmate’s release—none of which are legitimate procedures.
Similar alerts have been issued in Howard County and other jurisdictions across the country.
Why the scam works
Scammers prey on families’ stress and lack of familiarity with how the bail system works. Under pressure, people often act quickly without verifying information, precisely what these criminals rely on.
“If you receive such a request, do not send money—it is a scam,” Prosecutor Stephens said.
How to protect yourself
According to consumer safety tips from the Federal Trade Commission (FTC) and various sheriff’s departments:
• No law enforcement agency will ever ask for bail via mobile payment apps such as Apple Pay, Zelle, or Cash App.
• Verify everything: Hang up and call the official number of the police department, sheriff’s office, or prosecutor’s office to confirm any claims.
• Bail payments must be made in person—typically with cash, a certified bond, or through a licensed bail bondsman.
• Be alert for high-pressure tactics: Threats and urgency are hallmarks of a scam.
In a statement released on Wednesday, Prosecutor Theodore N. Stephens II and Essex County Sheriff Amir Jones reminded residents that bail reform in New Jersey has changed how pretrial release is handled, and digital payment demands are never part of legitimate legal procedures.
Victims or anyone targeted by this scam should contact the Essex County Prosecutor’s Office tip line at 1‑877‑847‑7432. All calls will remain confidential.
As online payment tools become more common, scammers are adapting quickly. Awareness and verification are your strongest tools for avoiding financial fraud.