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New York Man Admits Role in Defrauding Mount Laurel Bank

By rlsmetro on
Mount Laurel Township

A Bronx, New York man today admitted his role in a scheme to steal bank customer identities and then use the information to steal more than $600,000, Acting U.S. Attorney Rachael A. Honig announced.

According to Acting U.S. Attorney Honig, Lamar Melhado, 32, pleaded guilty in Camden federal court to Count 1 of an indictment charging him with conspiracy to commit bank fraud.

According to documents filed in this case and statements made in court:

From August 2016 through August 2017, Melhado conspired with Jamere Hill-Birdsong, of Camden, and others, to defraud a Mount Laurel bank. 

Hill-Birdsong worked inside the call center and recruited other call center employees to participate in the scheme by stealing the identities and account information of customers who called into the bank’s call center. 

The conspirator bank employees would then take photographs or screenshots of the bank customers’ account information and signatures and send that information to Hill-Birdsong and Melhado. 

The conspirators then had fake identification documents made in the names of the bank customers and used various runners to go into bank branches and make unauthorized cash withdrawals. 

The conspirators also used the stolen identity information to conduct unauthorized online transfers of monies from the customer’s accounts.

The conspiracy to commit bank fraud charge to which Melhado pleaded guilty carries a maximum penalty of 30 years in prison and a maximum fine of $1 million, or twice the gross gain or loss from the offense, whichever is greatest. 

In his plea agreement, Melhado agreed to make restitution for the full amount of the loss, estimated at $604,000. Sentencing for Melhado is scheduled for March 7, 2022.