Morris County Man Charged with Insurance Fraud, Theft, Forgery

Morris County officials announce that John G. Vincelli, 35, of Lake Hopatcong, has been charged with various Insurance Fraud and Theft related charges.

According to officials, it is alleged that John Vincelli, who was an insurance producer, submitted an unauthorized application for a life insurance policy for his clients’ two children without their authorization.

The investigation revealed that Vincelli had been receiving a commission for the fraudulent policy and also performed unauthorized withdrawals from the victims’ bank account to pay the premium for the fraudulent policies.

The investigation further revealed Vincelli had entered into a civil consent order in reference to a Sagicor Life Insurance Policy where Vincelli forged Insurance documentation. This documentation included Vincelli creating a “policy amendment” form and signing the victim’s name after a better rate could not be obtained as promised to the victim.

Officials report that the victim provided a statement to Sagicor Life Insurance confirming that he did not sign policy forms and that the signature on an enclosed copy was not in fact his signature.

The defendant has been charged on a summons-complaint with Insurance Fraud, Forgery, Forgery-Uttering, Theft by Unlawful Taking and Theft by Deception.

A criminal complaint is merely an accusation. Despite this accusation, this defendant is presumed innocent until he is proven guilty beyond a reasonable doubt in a court of law.